Minimum Bill Guarantee

What the Minimum Bill Guarantee is

You are right to distrust solar guarantees: most are measured as an annual average, carry broad exclusions, and are backed by someone you cannot reach. The Minimum Bill Guarantee was built the other way around. The proposal you approve shows expected production for every month. If in any month the system produces less, E-Minded covers the shortfall. You do not wait for year end or offset a bad summer with a good winter.

The name says what it promises and what it does not. It promises your consumption is covered, so the bill drops to the minimum bill: the minimum charge your utility bills for staying connected. It does not promise a zero bill, because no solar system removes that charge.

Why it matters in Florida

Nearly the whole industry sizes at 100% of historical consumption. Any August hotter than average leaves you short, and winter credit does not cover it. We design at roughly 110%: we overproduce on purpose, the surplus is yours through net metering, and that cushion is what lets us take on the month-by-month risk instead of passing it to you.

It is also the deeper reason we work as an advisory with access to the whole market: if the design is wrong, E-Minded pays. That aligns our incentive with yours.

Common mistake

Confusing it with the panel manufacturer’s production guarantee, which covers the equipment and not your bill. Or assuming it covers changes in your consumption: if you add a heated pool or an electric car, the reference is the projected production, not the new bill. The exact terms are written into your proposal; how to read them is in how to read a solar proposal.