How to read your Duke Energy Florida bill in 2026

A Duke Energy Florida bill is made of a fixed customer charge ($14.35 a month in 2026), an energy charge and a fuel charge billed per kWh in two blocks (up to 1,000 kWh and above), an asset securitization line, and local taxes and fees. For 1,000 kWh that came to about $146.89 in June 2026.

Which charges appear on a Duke bill?

Duke publishes a bill-anatomy insert every time rates change. The June 2026 version, filed with the Public Service Commission (PSC), uses a sample home at 1,500 kWh. Here are its lines with the current rates:

Source: Duke Energy Florida residential insert, June 2026. Note the two blocks: every kWh past 1,000 costs more, in energy and in fuel. A 1,500-kWh home pays its last 500 kWh at 14.5 cents (energy plus fuel) instead of 12.6.

What does each line mean?

• Customer charge: a fixed amount for having service at your address. Billed whether or not you use power.
• Energy charge: all costs other than fuel to produce and distribute electricity. It quietly includes clauses you do not see as separate lines: conservation (0.386 ¢/kWh), environmental (0.040), purchased capacity (0.133) and the storm protection plan (0.936).
• Fuel charge: the actual cost of fuel. Duke’s two largest sources are natural gas and coal; it is passed through with no profit and adjusted yearly. Definition at /en/glossary/fuel-charge.
• Asset securitization charge: repayment of the bonds that financed the retirement of the Crystal River nuclear plant. Duke estimates it at about $2 per 1,000 kWh.
• Gross receipts tax, franchise fee and utility tax: go to the state, county or city; Duke keeps none of it. The franchise fee and utility tax vary by where you live.

Where is the 2024 storm charge?

Gone. After hurricanes Debby, Helene and Milton, Duke billed a Storm Cost Recovery Charge worth about $33 per 1,000 kWh. It removed it at the end of February 2026, a month early, and in March applied another seasonal cut of $11: about $44 less per 1,000 kWh than in January. From June through September 2026 it also refunded the gap between what it collected (about $1 billion) and what it spent (about $915 million), leaving the 1,000-kWh bill 25% below January’s. That is why the June insert shows the SCRS line at 0.000 ¢/kWh.

What stays is the Storm Protection Plan (0.936 ¢/kWh inside the energy charge): that is the permanent investment in hardening the grid, not the repair bill for one hurricane. Full context at /en/learn/why-electric-bills-rise-in-florida.

What is the $30 minimum?

Duke has billed a $30 monthly minimum since January 2022. It works like this: if your customer charge plus your usage do not reach $30, Duke adds the difference. Duke says 95% of accounts never notice; the ones who do are very low-usage homes, second homes and, above all, homes with solar and net metering. Duke states the minimum does not target any segment, but the practical effect is that your bill with solar never drops below that floor. Details at /en/learn/utility-minimum-charge-explained and /en/glossary/minimum-charge.

Heads up: Duke bills fell in 2026 because a temporary charge came off, not because energy got cheaper. The base energy charge went up in January 2026 under the 2025-2027 rate agreement. If someone shows you “look how much your bill dropped” to sell you peace of mind, look at the energy line, not the total.

Where do I see usage and how do I download the bill?

In the Duke Energy app you can access your bill, “view your billing history and easily compare bills from last year and last month”, plus past and recent usage. The hourly view is what we use to find your home’s peak. On the web, your duke-energy.com account shows the statement as a PDF.

We recorded the process (in Spanish): How to download your Duke Energy bill. We need 12 consecutive months to calculate anything; with fewer, the size of a solar system or the savings from a new AC become a bet. How those 12 months get used is at /en/learn/how-much-solar-really-saves.

When NOT to act on this bill

• If your usage is around 500 kWh or less, the fixed charge and the minimum outweigh any equipment savings: do not buy anything big.
• If your spike is one month, check the days in the billing period before assuming something broke.
• If you are on Duke with an old roof or heavy shade, real solar savings shrink; the bill alone will not tell you that.

What to check before deciding

• How many months a year you cross 1,000 kWh: that is where the per-kWh price climbs.
• How much customer charge, securitization and taxes add up to: you cannot lower that block with habits.
• If you live outside Florida part of the year, budget the $30 minimum.
• Download the 12 PDFs and log kWh, not dollars; dollars move with fuel.
• Look at a week of hourly usage in the app before considering a time-of-use rate (/en/learn/time-of-use-rates-florida). More on your utility at /en/florida/duke-energy.